Terms of Use
1. Overview
1.1. Welcome to Luzon Fundvex (the Website). Contact: [email protected].
1.2. The Website shares information about third-party platforms (Third-Party Platforms) that offer trading services (Services).
1.3. These Terms set out how you (You, Your, User) may use the Website and Services and create a binding contract with the operator. If you do not agree, stop using the Website. By continuing, you agree to these Terms, which may be revised from time to time. Our Privacy Notice is incorporated here by reference.
2. Eligibility
2.1. You may only use the Website if you are 18 or older, legally able to agree to these Terms, and not barred from the Services under the laws of the place where you live or access the site.
2.2. We do not guarantee that the Website or Services are legal for every user or every use, and we are not responsible for any unauthorized use.
3. Restricted regions
3.1. We may block access in certain places (Restricted Territories) or for people we reasonably think may create legal, regulatory, reputational, or financial risk. Extra rules may apply depending on the country. If you enter Restricted Territories, the Website or Services may not be available.
4. Forbidden conduct
4.1. You must not use the Website to violate others' rights; post illegal, harmful, defamatory, or discriminatory material; introduce malware; run ads without our approval; scrape, frame, or mirror the Services; use unauthorized bots; evade security; remove ownership notices; access the Services other than through the Website; interfere with other users; install hidden tracking without consent; breach applicable laws; alter code; or reverse engineer our software.
4.2. If we reasonably suspect your use violates these Terms or the law, we may monitor activity, limit access, disclose conduct to third parties where permitted, and take other actions to protect our rights and users.
5. Intellectual property rights
5.1. The Website and its materials are protected by intellectual property rights owned by us or our licensors. Using them does not give you ownership beyond a limited personal, non-commercial license.
5.2. You may not copy, alter, share, sell, scrape, decompile, or make derivative works from the Website or Services without our prior written approval.
6. Liability limits
6.1. You use the Website at your own risk. To the maximum extent allowed by law, the Website and Services are provided on an as-is and as-available basis, with no warranties of any kind, including accuracy, availability, suitability for a purpose, or non-infringement.
6.2. We are not responsible for mistakes in content, service outages, or harmful code from third parties. You agree to indemnify us for losses resulting from your use of, or decisions made based on, the Website or Services.
6.3. To the maximum extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or loss of profits or data, arising from the Website or Services, even if advised of the possibility. If a court finds us liable, our aggregate liability is capped at ₱5,700,000 unless a higher minimum applies by law.
6.4. We are not liable for telecom outages, internet slowdowns, device or browser incompatibility, or other matters beyond our reasonable control.
7. Third-party services or content
7.1. You may come across third-party content, such as ads or reviews about Third-Party Platforms. We do not control or approve it, and it may be incomplete or outdated. It is up to you whether to rely on it.
8. External links
8.1. Links to third-party sites are provided for convenience only. We do not check every linked site, do not endorse them, and are not responsible for their content, products, or policies. You use these links at your own risk and should review each site's terms and privacy notices.
9. Other terms
9.1. We may modify or end Services and revise these Terms by publishing an updated version. If you keep using them after changes, you accept the updates. These Terms and the privacy policy are the full agreement between you and us on this subject.
9.2. Not enforcing a provision is not a waiver. If any provision is invalid, the rest remains effective. We may transfer our rights and obligations; you may not transfer yours without our consent. Messages sent through the Website do not create any relationship beyond these Terms.